Please read these terms and conditions of use (these “Terms of Use”, “Disclaimer”, “Privacy Policy” & “Refund Policies”) carefully. By accessing or using the https://rupiyawalacom/ domain, any subdomain of this website (the “Website”), Creative Invites, Creative Studios and other services hosted by or on behalf of Rupiya Wala or its affiliated companies (including without limitation the Website, collectively, the “Services”), you agree that you have read, understand and agree to comply with and be bound by these Terms and Conditions, whether or not you are a registered member of the Website or other Services. Please also read our Privacy Policy, Refund Policy and Disclaimer carefully to understand what we do with the personal information that we collect as part of your interaction with the Services.